Diot-Siaci Caution an alternative to banking markets.

1st broker specializing in Caution & Guarantee on the French market

Faced with a market that has been changing for 15 years, insurers are offering an increasingly extensive offer in a context of greater selectivity of banks constrained by various regulations (Basel III, IV, IFRS standards, etc.).

We negotiate your surety lines on the insurance market.

This allows you to increase your credit capacity and gain independence from your banks.

We also facilitate the management of your deposits by using online issuance and tracking tools. You gain in productivity, autonomy and flexibility.

The advantages of bonds

In the current context of greater selectivity by banks subject to the constraints of the Basel regulations, we negotiate This enables you to gain independence towards your banks and to increase your cumulative cash balances.

We also facilitate the management of your bonds by the use of issuance and tracking tools. You gain in productivity, autonomy and flexibility.



In substitution or in addition to your bank guarantees, thereby increasing your autonomy.



By using an insurance company rather than its bank, the company retains its borrowing capacities and its mobilised lines of credit with no collateral.



The option to issue deeds over longer terms (up to 7 years)



Insurance companies with the best ratings and accepted by all beneficiaries.

Operational efficiency

Operational efficiency

Management tools giving you autonomy in the management of your bond issues.

The various types of bonds

Contract bonds

Bid bonds :
Required as part of a request for bids for a government or private contract, a bid bond is a commitment to pay a contractually-fixed sum to the project owner which is the beneficiary of the guarantee, in the event of non-execution by the contractor of its contractual obligations.
Performance bonds :
Performance bonds are used to ensure the conformity of the works carried out with the contracts. In the event of the business failure of the contract, they compensate the project owner’s pecuniary loss.
Advance payment bonds :
An advance payment bond ensures reimbursement of advance payments in the event that the works are not carried out.
Guarantee retention bonds :
Guarantee retention bonds enable a response to be submitted to a request for proposals without immobilising cash balances, or for the recovery of a full receivable immediately on delivery.
Subcontractor payment bonds :
Originating from the law of December 31st 1975, a subcontractor payment bond is intended to guarantee the subcontractor on a contract the payment of the sums agreed in the subcontracting contract, in the event of any failure to pay by the principal contractor.


GFA (Financial Completion Guarantee):
regulated guarantee given within the framework of any real estate development operation, protected sector, block sale or CPI (Real Estate Promotion Contract).

Delivery guarantee at agreed price and time:
completion guarantee necessary for Builders of Individual Houses (CMI).

Other guarantees:
contracting authority payment guarantees (art 1799-1), BEFA guarantee (Lease in the future state of completion, VRD (Roads and Miscellaneous Networks), Rent payment …

Legal bonds

Customs bonds :
Customs bonds guarantee the payment of Customs duties, taxes, interest at miscellaneous sums due in the event of non-compliance with these obligations.
Agrofood bonds :
Agrofood financial bonds enable companies to respond to an award and to benefit from European aid without waiting for the end of a transaction or buying merchandise at preferential prices.
Temporary staff bonds :
A temporary staff bond covers, in the event of the failure of a temporary staff agency, the payment of the salaries and incidental costs as well as the obligatory contributions to the Social Security bodies.
Environmental bonds :
Required by the law of July 19th 1976 “C.E.T.” , quarries and installations referred to as “SEVESO”, environmental bonds guarantee the payment by governmental authorities of the expenses related to the supervision of sites, any interventions in the event of accidents or pollution and the restoration of the site after exploitation.

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